Vice President of Mortgage Lending and Branch Manager
Michal Bander, Jr., branch manager and vice president of mortgage lending at Guaranteed Rate, aims to alleviate the stress of obtaining a mortgage by guiding clients throughout the process and working with them on credit issues whenever possible. “I look at what we do as an advisory role,” he says. “We listen intuitively to the client’s needs and wants in order to tailor the mortgage around them.”
Bander and his team serve first-timers, move-up buyers, clients in the luxury market, empty nesters and retirees. “We have a vast knowledge of how to properly structure files, set expectations, and communicate effectively,” he says. “By doing all of this, it puts the client, the agent and us as the lender in the best position for a successful and smooth closing.”
Entering the industry 16 years ago and ranking among the top 1 percent of all mortgage originators for the past six years by Scotsman’s Guide, Bander is a member of the President’s Club, Guaranteed Rate’s designation for those with $30 million or more in production. In addition to assisting his own clients, Bander and his team lead first-time homebuyer seminars and financial literacy courses.
Bander is a member of Boca Real Estate Investment Club and the Mortgage Bankers Association. He has volunteered for the Keller Williams Red Day, as well as with Habitat for Humanity and the SOS Kids Village. “My why is my family. I love my wife, Danielle, our daughter, Taryn and our son, Nolan more than life itself. Helping them, providing for them and being the best version of me for them is what’s most important to me,” he says. Guaranteed Rate, Inc. is a private corporation organized under the laws of the state of Delaware. It has no affiliation with the U.S. Department of Housing and Urban Development, the U.S. Department of Veterans Affairs, the U.S. Department of Agriculture or any other government agency